There are a number of reasons why you may need to figure out how to turn $20 into $100. And whether you are looking for ways how to flip dollars online, this article is for you! So below ideas will show you how to flip 20 dollars online to start transforming your financial life. Read the full article to know how to turn $20 into $100 dollars.
How to Turn $20 into $100?
Turning $20 into $100 is possible with creativity, effort, and a bit of strategy. One simple way is by buying and reselling items, visit thrift stores, garage sales, or online marketplaces to find undervalued goods, then flip them for profit. Alternatively, you could use the $20 to buy materials for a small craft or product you can make and sell, like handmade jewelry, baked goods, or digital products.
Another option is offering a service, such as lawn care, pet sitting, or freelance gigs like writing or graphic design. Online platforms like Fiverr or Etsy can help you reach more customers. With persistence and smart moves, that small investment like $20 can grow quickly $100 dollar.
Best 10 Ways to Turn $20 into $100 Dollars
Whether you’re a student, a side hustler, or just someone looking to make extra cash, here are 10 smart and simple ways to turn $20 into $100.
1. Buy and Resell Items
One of the oldest tricks in the book: flipping. Head to thrift stores, dollar stores, garage sales, or clearance racks. Use your $20 to buy undervalued items—think books, electronics, clothes, or collectibles—and resell them online via platforms like eBay, Facebook Marketplace, or Poshmark. With good picks, your return can be 5x or more.
Pro tip: Use your phone to quickly look up the resale value of items before buying.
2. Start a Mini Service Business
If you have a skill (or can learn one), use that $20 for basic supplies or marketing. Examples:
- Lawn mowing
- Car washing
- Pet sitting
- House cleaning
- Digital freelancing (writing, design, video editing)
You can make flyers or promote yourself online for free. Just one or two clients could easily turn your $20 into $100 fast.
3. Sell Homemade Products
Got a creative side? Use your $20 to buy supplies for making products like:
- Candles
- Soaps
- Bracelets
- Baked goods
- Stickers or digital prints
Platforms like Etsy, Instagram, or local markets are great places to start. Personal, handmade items are always in demand.
4. Print-on-Demand Side Hustle
Use the $20 to design a few T-shirts, mugs, or tote bags with a platform like Printful, Redbubble, or Teespring. These sites let you upload a design and sell products without holding inventory. Spend the money on simple graphic design tools (like Canva Pro or a Fiverr designer) or ads to boost your store.
5. Start a Social Media Page Around a Niche
Pick a niche you love (fitness, memes, pets, finance, etc.) and create a TikTok or Instagram page. Spend the $20 on a few shoutouts or boosting a post. As you grow, you can monetize with affiliate links, promotions, or your own digital products. While it may take some time, it’s a powerful long-term play.
6. Flip Free Stuff
This one’s genius and low-risk. Use $0 to find free items on Craigslist, Facebook Marketplace, or your neighborhood. Then, use your $20 to clean, repair, or improve the item, and sell it for a profit. Think chairs, electronics, bikes, or decor. People give away amazing stuff!
7. Start a Small YouTube or TikTok Channel
Use your $20 to invest in a simple mic, tripod, or a thumbnail tool. Create content around a niche you enjoy—finance tips, product reviews, DIY projects, or lifestyle.
With time and consistency, even small creators can earn through:
- Ad revenue
- Sponsorships
- Affiliate marketing
- Selling their own products
Free tip: Your phone camera is more than enough to get started.
8. Start a Print-on-Demand Shop
Don’t want to deal with inventory? Start a print-on-demand store through Redbubble, TeeSpring, or Printful. Create designs for T-shirts, mugs, or stickers. Spend your $20 on a design tool like Canva Pro or hire a designer to get started.
If your design resonates with the right audience, your store can turn into a steady income stream.
9. Offer Freelance Skills Online
Got a talent for writing, design, voiceovers, or editing? Platforms like Fiverr, Upwork, or Freelancer allow you to offer services for quick cash. Use your $20 for tools, design templates, or to promote your gigs. Even small projects can pay $50 to $100 or more.
10. Invest in Yourself
Finally, use that $20 to take a small online course, buy a useful eBook, or subscribe to tools that help you build a valuable skill. Learning something like coding, graphic design, or social media marketing can give you skills that easily return $100, $1,000, or even more in the long run.
These are the best 10 ways how to turn $20 into $100. I hope, you learned how to flip 20 dollars online.

How to Flip 20 Dollars Online?
Flipping $20 online is all about finding undervalued items or opportunities and reselling them for a profit. With your $20, purchase one or more items that have a proven resale value, then list them another online marketplace for a higher price.
Alternatively, you can buy digital products like templates or design assets, repackage them, and sell on platforms like Etsy or Gumroad. The key is doing quick research, taking clear photos, writing great descriptions, and choosing the right marketplace to make that flip successful.
Final Words on How to Turn $20 into $100 Dollars
There are many ways how you can turn $20 into $100 dollars. If you need money, you will never achieve anything by sitting, watching YouTube, and having hope. If you want to achieve your goal, you must have to take action quickly. An important factor in making extra money is the willingness to step out of your way and try different strategies. Don’t dwell on just one idea. Try to see what makes you rich over time.
I hope you enjoyed this article “How to turn $20 into $100”. If you have any suggestions on how to flip 20 dollars online, share them with us by commenting below. Thanks!
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